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~ Serving the Space Coast in Brevard County Florida for Over 35 Years! ~
Financial Policies
The total fee for prenatal care, normal vaginal delivery and postpartum care is $4800.00. This fee does not include the cost
of laboratory testing, additional procedures beyond normal vaginal delivery, Birth Kit, genetic testing or counseling, extra
antepartum testing, childbirth preparation classes, or physician visits or consultation which may be necessary.
Any charges associated with a hospital birth are not included. Additional fees will be billed at the time of service.

Fees and Payment
Clients are expected to pay an initial non-refundable examination fee of $480.00, due at the time of the first prenatal visit.
The remaining balance of $4320.00 is due by 36 weeks gestation. Payments of no less then $200.00 must be paid at each
prenatal visit until paid in full by 36 weeks or sooner. If this financial agreement is not met, the midwife cannot guarantee
her services at the time of birth.

Insured
Woman's Ways does not accept any private insurance accept Health First. Only Medicaid clients who live within 20 miles
of the office of Woman's Ways will be accepted into care. All other parties interested in hiring Pam Peach as a Midwife
must pay the $4,800.00 cost for services by 36 weeks gestational age, as outlined under Fees and Payment. Pam Peach will
assist any clients interested in billing their insurance privately by offering any documentation requested by the insurance
company.

Leaving the Practice
If, for and reason, the client leaves Pam Peach, Woman's Ways (other than an emergency transfer in the intrapartum period
as described in the Hospital Transfers section) during the prenatal period or complications arise necessitating a
physician-managed hospital birth, the fee paid to Pam Peach will be prorated based on services rendered to be equal to no
less then $2,500.00.

Hospital Deliveries
While emergency hospital admission during pregnancy, labor, or postpartum is rare for home birth clients, each client must
make plans for financial coverage for potential in-hospital costs by 30 weeks (private insurance, Blue Cross or Medicaid). If
a transfer to hospital occurs during labor itself, the client will be responsible for paying the entire fee of $4800.00 as it
pays for LM skill and labor management. The physician and the hospital will each bill independently of Pam Peach.